Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? Connect for Health Colorado, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at Connect for Health Colorado. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: ConnectForHealthCO.com
Toll-free: (855) 752-6749

2. Find out about financial help that’s available. At Connect for Health Colorado, you can find out if you qualify for financial assistance to lower your costs.

3. Use Connect for Health Colorado to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at ConnectForHealthCO.com.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

News Release | US PIRG | Public Health, Consumer Protection

Statement: Beech-Nut to stop selling some rice cereal over arsenic concerns

Beech-Nut will stop selling all single grain rice cereal after Alaska state officials discovered high arsenic levels during routing sampling, the U.S. Food & Drug Administration (FDA) said in a statement released Tuesday.

> Keep Reading
News Release | US PIRG | Public Health, Consumer Protection

Statement: CPSC vote to regulate infant sleep products will save lives

The U.S. Consumer Product Safety Commission approved tough new standards Wednesday to regulate several infant sleep products for the first time.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
Report | CoPIRG Foundation | Health Care

Colorado Surprise Medical Bills - Know Your Rights and Consumer Tips

Imagine you go to a hospital for a routine procedure. You’ve made sure your hospital and doctor are covered by your insurance. The procedure goes well and you head home to recover. Two weeks later, you get the bill, but instead of the copay you expected, you get a bill for nearly $4,000. Turns out, a surgical “assistant” who was out-of-network joined your in-network surgeon on your procedure and your insurance isn’t covering that bill as you expected.

> Keep Reading

Pages

News Release | US PIRG | Public Health, Consumer Protection

Statement: Beech-Nut to stop selling some rice cereal over arsenic concerns

Beech-Nut will stop selling all single grain rice cereal after Alaska state officials discovered high arsenic levels during routing sampling, the U.S. Food & Drug Administration (FDA) said in a statement released Tuesday.

> Keep Reading
News Release | US PIRG | Public Health, Consumer Protection

Statement: CPSC vote to regulate infant sleep products will save lives

The U.S. Consumer Product Safety Commission approved tough new standards Wednesday to regulate several infant sleep products for the first time.

> Keep Reading
News Release | US PIRG Education Fund | COVID-19, Public Health, Health Care

NURSING HOMES STILL DON’T HAVE ENOUGH MASKS, GOWNS, OTHER PPE

A new analysis by the U.S. PIRG Education Fund and Frontier Group found that 8 percent of nursing homes nationwide as of Dec. 27 had a critical shortage of surgical-grade N95 masks, which are the best protection against spreading the virus. Additionally, 4 to 6 percent of nursing homes reported shortages in at least one other category of personal protective equipment.

> Keep Reading

Pages

Result | Health Care

656 Participate in Forums about CO Health Benefit Exchange

656 Coloradans participated in forums designed to raise the voice of Coloradans around the design and implementation of the Colorado Health Benefit Exchange.

> Keep Reading
Report | CoPIRG Foundation | Health Care

Colorado Surprise Medical Bills - Know Your Rights and Consumer Tips

Imagine you go to a hospital for a routine procedure. You’ve made sure your hospital and doctor are covered by your insurance. The procedure goes well and you head home to recover. Two weeks later, you get the bill, but instead of the copay you expected, you get a bill for nearly $4,000. Turns out, a surgical “assistant” who was out-of-network joined your in-network surgeon on your procedure and your insurance isn’t covering that bill as you expected.

> Keep Reading
Report | U.S. PIRG Education Fund | Public Health

Chain Reaction V

The Chain Reaction V report grades the top fast food and fast casual chanins on antibiotic use policies for their beef supply chains. 

> Keep Reading
Report | CoPIRG Foundation | Public Health

Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

> Keep Reading
Report | CoPIRG Foundation | Public Health

In Your Face

The negative health effects of asbestos are well-known. Most people may associate asbestos contamination with the workplace or decades-old construction material, but alarmingly, recent media reports have found asbestos contamination in kids' makeup from popular stores. PIRG decided to do its own asbestos testing at an accredited laboratory.

> Keep Reading
Report | CoPIRG Foundation | Public Health

Kiss Off: A Consumer's Guide To Saying No To Toxic Lip Products

Lip products are used by most Americans every day. In fact, 81 percent of women and 39 percent of men use lipstick or lip balm products. Unfortunately, the ingredients in these products are barely regulated, and many major brands use toxic chemicals in these products. This consumer guide includes some potentially dangerous examples and a few “safer” alternative products that do not contain these toxic ingredients. With so many lip products that contain toxic chemicals, it is hard for the average consumer to know what is safe to use and what is not.

> Keep Reading

Pages

Blog Post | Consumer Tips, COVID-19, Public Health

After 20 people die and dozens become ill, FDA finally flags hand sanitizer from Mexico | Teresa Murray

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

> Keep Reading
Blog Post | Consumer Tips, COVID-19, Public Health

20 Questions to Ask Your Nursing Home during COVID | Teresa Murray

Whether you have a loved one currently in a nursing home or rehabilitation facility, or whether you’re shopping for one, you should arm yourself with a list of questions to gauge how safe the environment is. Here’s a guide to those questions, and the answers you should expect.

> Keep Reading
Blog Post | Public Health

Toxic triclosan in toothpaste? | Dev Gowda

A recent article in the LA Times revealed that a new study found that the toxic compound triclosan, which is commonly found in toothpaste as well as other consumer products such as cosmetics, children’s toys, and yoga mats, “could cause adverse effects on colonic inflammation and colon cancer.”

> Keep Reading
Blog Post | Public Health

Home remodeling shouldn’t be a deadly project: Toxic paint removers being sold by Lowe’s and other stores | Dev Gowda

No one should lose a loved one to deadly chemicals. But right now you can walk into Lowe’s and other stores and buy paint removers containing highly toxic chemicals.

> Keep Reading
Blog Post | Public Health

During This Intense Hurricane Season: Some Reports and Information On Storms, Chemicals and Public Safety | Kara Cook-Schultz

Hurricane Harvey was a natural disaster, and a devastating one at that. During and after the hurricane, we learned anew that it’s not only the initial storm that threatens life and limb, but also chemical facilities that are hit.  As Irma bears down on Florida, we hope for the best outcome for the people of Florida. We also want the state to prepare for the worst. In that spirit, here are some resources and information on storms, chemicals and public safety.

> Keep Reading

Pages

News Release | US PIRG

Beech-Nut will stop selling all single grain rice cereal after Alaska state officials discovered high arsenic levels during routing sampling, the U.S. Food & Drug Administration (FDA) said in a statement released Tuesday.

News Release | US PIRG

The U.S. Consumer Product Safety Commission approved tough new standards Wednesday to regulate several infant sleep products for the first time.

Blog Post

Consumers still at risk for harmful over-the-counter drug products of all types because of soft federal regulations.

Report | CoPIRG Foundation

Imagine you go to a hospital for a routine procedure. You’ve made sure your hospital and doctor are covered by your insurance. The procedure goes well and you head home to recover. Two weeks later, you get the bill, but instead of the copay you expected, you get a bill for nearly $4,000. Turns out, a surgical “assistant” who was out-of-network joined your in-network surgeon on your procedure and your insurance isn’t covering that bill as you expected. You’ve received a medical surprise bill and now owe the difference between what your insurance will pay the out-of-network surgical assistant and what you were billed.  Use these tips to protect yourself.

View AllRSS Feed

Support us

Your tax-deductible donation supports CoPIRG Foundation's work to educate the public on the issues that matter, especially when powerful special interests are blocking progress.

Learn More

You can also support CoPIRG Foundation’s work through bequests, contributions from life insurance or retirement plans, securities contributions and vehicle donations. 




CoPIRG Foundation is part of The Public Interest Network, which operates and supports organizations committed to a shared vision of a better world and a strategic approach to social change.