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Health Insurance Tips
WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.
Get The Best Deal On Health Insurance
Looking for health coverage? Connect for Health Colorado, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.
1. Check out new options at Connect for Health Colorado. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Toll-free: (855) 752-6749
2. Find out about financial help that’s available. At Connect for Health Colorado, you can find out if you qualify for financial assistance to lower your costs.
3. Use Connect for Health Colorado to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.
4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at ConnectForHealthCO.com.
5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.
6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.
Health Care Consumer Protections
If you have coverage, you already have protections under the health care law, such as:
- Children and young adults can stay on their parents’ plan until age 26
- Free preventive care, including check-ups and vaccinations
- Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
- Rebates if your insurance company spends less than 80% of premiums on care
Plus, more consumer protections start in 2014, including:
- Insurers can’t deny anyone coverage for having a “pre-existing condition”
- No more annual caps on what your insurer will pay if you get sick
- Insurance companies can’t charge women more than men for coverage
Car seats are supposed to keep our youngest children safe. But though they may protect infants and toddlers during accidents, car seats have a history of containing toxic flame-retardant chemicals.
That’s finally changing.
Today, a coalition of groups including U.S. PIRG Education Fund and the Ecology Center’s “Healthy Stuff” program released test results on car seats in a new report, Hidden Hazards:Flame Retardants and PFAS in Children’s Car Seats. The authors collaborated with researchers from Indiana University and the University of Notre Dame.
Last Thursday, Cargill Meat Solutions recalled more than 25,000 pounds of ground beef products shipped to Colorado and California because of possible contamination with potentially deadly E. coli. Cargill is likely unfamiliar to shoppers as the beef it produces is labeled using other brands, in this case “Excel fresh meat”.
King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients.
Today, a jury ruled against the chemical company Monsanto, awarding $289 million in damages to Dewayne Johnson, a former school groundskeeper who said he got terminal cancer from Monsanto’s best-selling weedkiller Roundup.
CoPIRG Foundation tested dozens of school supplies including markers, crayons, dry erase markers, glue, 3-ring binders, spiral notebooks, lunchboxes and water bottles. We found several supplies containing asbestos, lead, benzene and other dangerous chemicals. The “School Supplies Safe Shopping Guide” warns consumers about those specific products, and offers suggestions for safer alternatives.
Tools & Resources
Our Changing Relationship with Driving and the Implications for America’s FutureCoPIRG Foundatio
Read the Health Insurance 101 guide below, or download the PDF here.CoPIRG Foundation
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