Reports

Report | CoPIRG Foundation and Frontier Group | Budget

Following the Money 2017: Special Districts

Special districts are a significant form of government, and should be held to strong financial transparency standards. A review of 79 special districts’ online financial transparency shows that while a few districts are meeting the goals of “Transparency 2.0” – a standard of comprehensive, one-stop, oneclick budget accountability and accessibility – the vast majority do little to inform citizens about how they spend money. To empower and engage the public, enable citizen oversight of all branches of government, and improve the efficiency with which they operate, special districts, along with local and state governments, should expand the amount and improve the quality of spending data that are made available to the public online. 

Report | CoPIRG Foundation and Frontier Group | Consumer Protection

Medical Debt Malpractice

Medical debt collectors often employ aggressive tactics and attempt to collect debt from the wrong customers – putting consumers' credit records at risk. A review of 17,701 medical debt collection complaints submitted to the Consumer Financial Protection Bureau (CFPB) suggests that many consumers contacted about medical debt should not have been contacted in the first place, and that many contacts involve aggressive or inappropriate tactics.

Nearly two-thirds (63%) of complaints about medical debt collection assert either that the debt was never owed in the first place, it was already paid or discharged in bankruptcy, or it was not verified as the consumer’s debt. Colorado ranks 7th for most complaints per capita. 

Report | CoPIRG Foundation | Consumer Protection

Trouble in Toyland

CoPIRG Foundation staff examined toys recalled by the CPSC between January 2015 and October 2016 and looked at whether they appeared to still be available for sale online. Since January 2015, the CPSC, in cooperation with manufacturers and distributors, has announced over 40 recalls of toys and children’s products totaling over 35 million units. We found that over a dozen recalled toys appeared to be available for sale. Also, parents should watch out for recalled toys that could still be in their homes.

Report | U.S. PIRG Education Fund | Democracy

Outside Influence: Out-of-state money in the 2016 senate elections

Control of the United States Senate is at stake in the 2016 elections. Out of 34 senate races nationally, the outcome could be decided by just several swing states and a few key constituencies. But there is another deciding factor in this year’s race for the senate: money.

Report | CoPIRG Foundation | Consumer Protection

Predatory Loans & Predatory Loan Complaints

This is the seventh in a series of reports that review complaints to the Consumer Financial Protection Bureau. In this report, we explore consumer complaints about predatory loans, categorized in the database as payday loans, installment loans, and auto title loans.

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